“A key to flood resilience — and disaster resilience more broadly — is to make it an integral part of overall strategy. Responding to individual events as “one-offs” is, generally, not cost-efficient. Nor is relying exclusively on civil flood defenses to protect properties.”
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https://www.brinknews.com/climate-change-is-now-driving-flood-resilience-investments-insurance-covid-risk-resilience-business-continuity/